Currency Converter
Convert between 30+ currencies using daily reference exchange rates, with the rate and inverse rate shown.
Convert an amount
Daily reference rates1000 USD equals
Loading today’s rates…
- Rate
- — GBP per USD
- Inverse rate
- — USD per GBP
- Rates dated
- —
- GBP back to USD
- —
Mid-market reference rates. A bank or card provider will apply a margin, so the amount you actually receive will be lower.
How the currency calculation works
Exchange rates come from a public reference feed based on European Central Bank daily rates, updated once each working day. Reference rates are mid-market figures — the rate your bank or card provider gives will include a margin, typically 1–3%.
Cross-rates are calculated through a common base, so converting between, say, Japanese yen and British pounds uses both currencies' rates against the same base rather than a direct quote.
For an accurate idea of what you will actually receive, subtract your provider's spread from the mid-market rate shown here.
Worked example
Converting 1,000 US dollars to euros at a mid-market rate of 0.92.
- →1,000 × 0.92
- →= 920
Answer: €920 before any provider margin.
Currency FAQs
How often do the rates update?
Once per working day, following the ECB's reference rate publication. Weekends and holidays reuse the last published rate.
Why is my bank's rate different?
Banks and card providers apply a spread to the mid-market rate, and some add a fixed fee. Those charges are how they make money on currency conversion.
Is this suitable for sending money abroad?
Use it to sanity-check a quote, not to budget precisely. Transfer services publish their own live rates, which include their margin.
Currency Converter is part of the conversion calculators collection on Calcora, alongside 7 other tools. Results are calculated in your browser and are for information only — see our disclaimer.
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