Terms & Conditions

Use of the site

The calculators and content on this site are provided free of charge for personal and professional reference.

You may use the results in your own work and decisions. You may not scrape, republish or resell the site's content in bulk, or attempt to disrupt or overload the service.

Accuracy and no warranty

We take care to implement standard, published formulas and to test every calculator. Even so, the site is provided "as is" without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose or uninterrupted availability.

Calculations may contain errors, and rounding, assumptions and edge cases can produce results that differ from those of a bank, clinician, tax authority or other professional.

Not professional advice

Nothing on this site constitutes financial, investment, tax, legal or medical advice. Results are estimates for information only and must not be relied on as the sole basis for a decision.

Always confirm figures with a qualified professional or the institution concerned before acting on them.

Intellectual property

The design, text, code and structure of this site belong to its operator. The underlying mathematical formulas are in the public domain and are not claimed by anyone.

Advertising and third-party links

The site may display advertising and may link to external websites. We are not responsible for the content, products or privacy practices of third parties.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage — direct, indirect or consequential — arising from the use of, or reliance on, this site or its results.

Changes

We may change, suspend or discontinue any part of the site at any time, and may update these terms. Continued use after a change means you accept the updated terms.

Contact

Questions about these terms: hello@calcora.example.